Shopping online can be a risky proposition. You never actually meet the seller or see the item for
sale. But you pay for it anyway and hope for the best.....
However, the online marketplace can be a cruel and unforgiving place. Shady merchants can easily hide their identities and reach millions of people. This is why you should use virtual credit card numbers when making online purchases.
What is a virtual credit card number?
A virtual credit card number is a secure credit card number that you can use in place of your real credit card number. It provides a safe way to pay for purchases online. Many credit card companies provide virtual credit card numbers to their customers for free. Citi offers virtual account numbers. Discover card has secure online account numbers.
How do virtual credit card numbers work?
A virtual credit card number acts just like your real credit card number. But it is much safer to use because it can only be used at one merchant. Therefore, it cannot be stolen. Some virtual credit card numbers expire after one month, giving you added security.
How do you use a virtual credit card number?
Credit card companies typically provide virtual credit card numbers via the Internet. Just log into your online account and follow the links to generate one. Citi lets customers create virtual credit card numbers from their web site or a downloadable program. Once you have a virtual credit card number, just use it online like a regular credit card number. Remember, virtual credit card numbers can only be used at a single merchant. So you will have to create one for each online seller.
Virtual credit card numbers allow you to shop safely online. They let you make secure payments to online retailers. All it takes is one extra step to generate a virtual credit card number. But that is a small price to pay for safe online purchases and a little piece of mind.
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