How to Get and Keep Your Credit Card Safe From Theft

In the present days the technology has made our lives and thinking pattern so fast that it has become a convenience and is very much disturbing at same time. Our fast foods have put our health in danger and so has the concept of fast cash put our hard earned cash at risk. Having an ATM card or a debit card is very convenient for a person because it gives freedom and a more sophisticated way of shopping but at same time the growing number of thefts and hacking of credit cards have raised a lot of questions in the mind of users concerning the safety and security.



In the first part of our discussion we will talk about getting a credit card fast. With our fast paced internet technology approval of credit or debit card within a few days has been made possible by filling out an online form at any secure website that sends back response within a few minutes. But before you apply there should be made a check list that will help fast approval.

First of all check that if you have good credit. Applications with good credit are never rejected but there are now options for those individuals as well who have a bad credit report.

Look up for the kind of rewards you want and also check the introductory offers. The next thing to consider is the interest rate whether it is low or high. The best credit card is with the lowest interest rate so take your time before you apply. Do not be in haste because this decision is so important that it will affect the rest of your life. And last but not least do check the fees before you select a credit or debit card for you.

Now we come to the second part of our discussion where we learn how to protect our credit cards from being stolen. The golden rule or tip for avoiding the theft of your card is to treat the card like gold or cash. Whenever you are shopping online or at some mall or paying at a restaurant with your card make sure that you follow a few safety tips.

First of all ensure that your card number is secure and confidential. Upon receiving new cards destroy your old expired cards as soon as possible. At a restaurant when you card is returned make sure to check it for any signs of tamper and that the card returned is yours. Never loose your receipts as they are helpful in checking against the account statement. Many people have habit of throwing away their statements in the bin which is very dangerous. Always shred them before throwing them.

For those users who use their credit cards online there are a number of precautionary measures that they can take to avoid the theft online such as always go to secure websites and never ever pass your credit or debit card information to anyone online through emails, chats or other means. For those who frequently use their cards for online purchasing there are many good companies that are providing online protection and protect your identity by monitoring your online activities.